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个人理财学习 | 股市入门

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2020/01/22 Share

公司财务报表

  1. Balance Sheet 资产负债表: Asset = Liablity + Equity
  2. Profit and Lost statement 损益表

股票五大指标:

  1. Earning Per Share(EPS):

    • Net profit/ Number of Share
    • 公司赚钱能力
  2. Return on Equity(ROE)股本回报率:

    • Net profit/Equity
    • 有点类似投资回报率
  3. Price to Earning Ratio(PE/PER)价格收益比:

    • 交易价/EPS
    • 买入的话,越小越好(小投入,大回报)
  4. Dividend Per Share(DPS)每股分红:

    • Dividend/ Number of Share
  5. Net Asset Per Share(NAPS)每股净资产:

    • Net Asset / Number of share

巴菲特推荐投资基金指数分配:

  1. Vanguard 500 Index Fund Admiral Shares (VFIAX) 50%:
  • Expense ratio: 0.04%
  • Minimum investment: \$3,000
  • 组成: Goole, Apple, X-Mobile 等,500 largest U.S. companies, which span many different industries and account for about three-fourths of the U.S. stock market’s value
  1. Vanguard Mid-Cap Index Fund Admiral Shares (VIMAX) 20%:
  • Expense ratio 0.05%
  • Minimum investment: \$3,000
  • 中型公司优势:够大可以熬过经济危机,又有成长空间
  1. Vanguard FTSE All-World ex-US Small-Cap ETF (VSS) 10%:
  • Expense ratio:0.12%(较高)
  • 风险较高:时间短,不确定经历大风浪。小型公司,包括发展中国家
  1. Vanguard Consumer Staples ETF (VDC):10%
  • Expense ratio: 0.10%
  • defensive 基金,设计行业食品,医疗等,适合对经济看衰的人
  • PepsiCo Inc., Walmart Inc., Philip Morris International Inc, Costco Wholesale Corp, etc
  1. Vanguard Short-Term Government Bond ETF (VGSH) : 10%
  • 短期政府债,属于现金类资产
  • Expense ratio: 0.05%

参考:

股神巴菲特建议的股指基金:你的投资组合里有几只?

CATALOG
  1. 1. 公司财务报表
  2. 2. 股票五大指标:
  3. 3. 巴菲特推荐投资基金指数分配:
  4. 4. 参考: